What does homeowners insurance cover for disasters
Homeowners insurance keeps you covered in the unlikely event that certain disasters strike your home. For instance, suppose hurricane winds cause a tree to fall on your roof, breach a skylight or break into one of your walls. Homeowners coverage can cover all those damages and more!
A few other disaster-related scenarios are: if someone set fire to your house, accidentally caused structural damage to it while construction was being done – like digging up too close from the foundation of the house – their act could be considered aggressive as well. You would still have coverage for damages with homeowners insurance because they were not premeditated passive actions like picking up an umbrella inside without knowing there had been a leak upstairs that you forgot to dry off.
Why is it important to have a homeowners policy
Homeowners can protect the things they care about most with an insurance policy.
Gone are the days of blindly taking out fire, theft and other types of coverage for their homes’ contents. With a homeowners policy you’re in control of how much protection your home needs – with natural disasters such as mold removal, emergency and flood repair, fire damage, flood restoration cleaning, water damage restoration and emergency water damage cleanup.
How do you know if your current policy will work in an emergency
Some say insurance is an expense, and others are drawn by its longevity. Regardless of how you feel about it, it’s important to know that your current policy may not be the right plan for you. When polled, 92% of Americans said they could afford a $1000 emergency room visit but less than half would be able to live without their paycheck or savings for 30 days in the case of sudden unemployment.
Here at Texas Water Damage Restoration Pros, we’re committed to working with your insurance to cover your emergencies.
In conclusion, if you are in the unfortunate situation of having water damage to your home or business, know that there is help available. Water damage can be covered by homeowners insurance and should not lead to financial disaster for most homeowners. In order to have a successful claim, it is important that you take action quickly as soon as possible after the incident occurs. Contact us today at Texas Water Damage Restoration Pros if you would like more information about how we can help with any water damage restoration, fire damage, emergency and flood repair, flood restoration cleaning, emergency water damage cleanup and mold removal issues on your property. We offer free consultations so give us a call now at (877) 350-2025.
